Last Updated: October 17, 2025
Welcome to ChargeOnCreditCard.com.
These Terms and Conditions govern your access to and use of our website. By using or accessing ChargeOnCreditCard.com, you agree to comply with and be bound by these Terms.
If you do not agree with any part of these Terms, please discontinue use of our website immediately.
Acceptance of Terms
By accessing or using this website, you confirm that you are at least 18 years old and legally capable of entering into binding agreements.
If you use this website on behalf of an organization, you represent that you have the authority to accept these Terms on its behalf.
Purpose of the Website
ChargeOnCreditCard.com is an informational platform designed to help users identify, understand, and interpret credit card charges or billing descriptors.
We provide general information only and do not offer financial, legal, or professional advice.
Always consult your bank, credit card issuer, or financial advisor before taking action related to a charge or transaction.
No Financial or Legal Liability
While we strive to ensure the accuracy of the information on our site, we cannot guarantee that all data, merchant descriptions, or explanations are 100% accurate or up to date.
You use the information on this website at your own risk.
ChargeOnCreditCard.com, its owners, contributors, and affiliates shall not be held responsible for any losses, damages, or disputes arising from:
- Misunderstanding or misuse of the information provided
- Inaccurate or outdated charge details
- Any transactions, purchases, or actions taken based on our content
Third-Party Links and Content
Our website may contain links to third-party websites or external resources for your convenience.
We do not control, endorse, or assume responsibility for the content, privacy policies, or practices of these third-party sites.
Accessing any third-party website through a link on our site is done at your own discretion and risk.
Intellectual Property Rights
All content on ChargeOnCreditCard.com, including text, graphics, logos, icons, and layout, is the intellectual property of the website and its licensors, unless otherwise stated.
You may not:
- Copy, reproduce, or distribute any part of this website without written permission
- Use our content for commercial purposes without authorization
You may, however, share links to our pages for informational or educational purposes, provided proper credit is given.
User Responsibilities
By using our website, you agree that you will not:
- Use the site for any unlawful purpose
- Attempt to damage, hack, or disrupt the website or its servers
- Post or transmit false, misleading, or harmful information
- Use any automated systems (bots, crawlers, etc.) without permission
We reserve the right to restrict or terminate access to users who violate these terms.
Disclaimer of Warranties
The website and its content are provided on an “as is” and “as available” basis.
We make no warranties, express or implied, regarding the accuracy, completeness, or reliability of the information.
We do not guarantee uninterrupted access, error-free operation, or freedom from harmful components such as viruses or malware.
Limitation of Liability
To the fullest extent permitted by law, ChargeOnCreditCard.com and its team shall not be liable for any direct, indirect, incidental, or consequential damages resulting from:
- Use or inability to use the website
- Reliance on any content or information provided
- Technical errors or data inaccuracies
Changes to These Terms
We may update or modify these Terms at any time without prior notice.
The updated version will be posted on this page with a revised “Last Updated” date.
By continuing to use the website after any changes, you accept the new Terms.
Governing Law
These Terms are governed by and construed in accordance with the laws of India, without regard to its conflict of law principles.
Any disputes arising from the use of this website shall be subject to the exclusive jurisdiction of the courts in Uttar Pradesh, India.
Contact Us
If you have any questions, concerns, or feedback regarding these Terms, please contact us:
📧 Email: contact@chargeoncreditcard.com
🌐 Website: www.chargeoncreditcard.com
Thank you for visiting ChargeOnCreditCard.com.
By using our website, you acknowledge that you have read, understood, and agreed to these Terms and Conditions.